đź Open Enrollment: The Annual Game of âGuess What These Benefits Actually Meanâ Every fall, HR drops that mysterious email: âItâs time for open enrollment!â And suddenly, youâre scrolling through options that sound like they were written by a committee of lawyers and robots. â ď¸ âHigh-Deductible Health Planâ sounds scary. đ° âHealth Savings Accountâ sounds …
The Parent 529 Playbook: How to Pull Money the Right Way (and What to Do with Leftovers) If youâre paying college bills with a 529, this is your 4-minute, no-nonsense guide. Youâll learn exactly when to take distributions, what actually qualifies, how to keep an audit-proof paper trail, and smart moves for leftover funds (yes, …
Retirement Red Zone: The 20-Year Game Plan (From the 20 to the Goal Line) đ You canât âcramâ for retirement. Thatâs not a planâthatâs a Hail Mary with a flat football.In this video, I (Nick St. George, CFPÂŽ) lay out a clear, yard-by-yard blueprint from 20 years out to 24 months before retirementâso youâre not …
đŽââď¸ In the Retirement Unit, financially-motivated crimes against common sense are considered especially heinous⌠These are their stories. DUN DUN. Hi, Iâm Nick St. George, CFPÂŽ, and in todayâs episode of Retirement & Order, we meet Rob and Jen Langston. (Not their real names, of courseâthe names and some details have been changed to protect …
đđ¸ Got RSUs and college-bound kids? Then you might be playing a dangerous game of financial Jenga â and Uncle Sam is just waiting to topple your tower. In my latest video, I break down two real-life families navigating college costs, RSUs, and the ever-persistent tax goblin that shows up uninvited (and never brings snacks). …
Weâve all been there:đš Debating if your adult kids need another “loan” or just a reality check.đš Arguing about who inherits grandmaâs prized casserole dish.đš Rolling your eyes at yet another Amazon box mysteriously appearing at your doorstep. Money fights happen. But they donât have to turn your relationship into a Netflix drama. Here are …
đŹ If you believe retirement is just about having enough money, then you’re missing the bigger picture. Sure, money matters, but retirement isnât just numbers on a spreadsheetâit’s about experiences. It’s trading your morning commute for sunrise tee times, swapping endless meetings for endless adventures, and replacing your daily grind with checking off your bucket …
Volatility Isnât the VillainâYour Reaction Might Be â ď¸ Breaking news: The market went down.đ Also breaking: It went back up. And down again. And⌠you get the idea. If market swings give you anxiety and make you want to cash out faster than a kid with birthday money at Targetâthis one’s for you. Because here’s …
How to Save for Your Kids and Your Retirement (Without Losing Your Mind or Your Money) Letâs play a game:Youâve got one dollar. đź Your kid wants to go to college (and preferably not be buried under student loan debt).đ§ Youâd like to retire someday without eating cat food. So… who gets the dollar? Welcome …
3 Creative Ways to Teach Your Kids About Money (Without Putting Them to Sleep) Letâs be honest: most kids think money just comes out of the wall. Or worseââCanât you just use the card?â If youâve ever watched your child blow through their birthday cash like itâs Monopoly money, this post (and video đ) is …