November 2024 – Un Eff Your Finances

Year-End Financial Planning: Get Ahead Before the Holidays Hit (Ep. 3)

By Un Eff Your Finances | November 21, 2024

What if December 31st is knocking at your door, and suddenly you realize you haven’t checked off your financial to-do list? Don’t worry; we’ve got you covered! Tune into this episode of Un Eff Your Finances with Nicholas St. George as we break down the essentials of year-end planning.

In this episode, Nicholas covers everything you need to know about smoothing out your financial journey before the year closes. With a focus on year-end planning, this episode lends a helping hand with a mix of humor and straightforward advice. It’s not about having a crystal ball, but it’s close!

Nicholas discusses:

(02:38) Maximizing retirement contributions and why a job switch could make it tricky
(04:16) The scoop on capital gains and tax loss harvesting
(07:30) How smart charitable contributions can save you on taxes while doing good
(10:12) Why reviewing your budget and savings goals is a must, even when things are peachy
(15:14) Updating estate plans so your assets go where you intend them to
(20:32) How insurance coverage checkups can be as crucial as that fire extinguisher you’ve never used
(23:23) Tackling tax liabilities head-on to prevent any unpleasant April surprises

Get ready to tick off your financial checklist with us – and remember, procrastination is your wallet’s worst enemy!

Connect with Nicholas St. George:

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | RSS | More

Uncovering Financial Skeletons: How Nick Can Help You Un Eff Your Finances (Ep. 2)

By Un Eff Your Finances | November 7, 2024

“Un Eff Your Finances” is not just a catchy name; it’s a mission to rescue your money from chaos with personalized, professional advice.

In this episode, Nicholas St. George dives into the story behind the name of the podcast, sharing a personal anecdote about the trials and tribulations of naming things. Nick also breaks down the importance of tailored financial planning and shares real-world examples of financial “eff-ups” and how to avoid them, all while adding a healthy dose of humor and honesty.

Nicholas discusses:

The story behind why the podcast is named “Un Eff Your Finances”
The financial mistakes even smart people make and how to avoid them
Why a one-size-fits-all approach to finance is a recipe for disaster
How personalized planning can save the day
The importance of constant communication and trust in the advisor-client relationship
And more

Connect with Nicholas St. George:

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | RSS | More

Meet Nicholas St. George – The Man Who Wants to Help Un Eff Your Finances (Ep. 1)

By Un Eff Your Finances | November 7, 2024

A childhood fascination with GI Joe and Madden NFL could shape a financial advisor’s career; who knew?

In this premier episode of Un Eff Your Finances, host Nicholas St. George takes us on his journey from a young stock market enthusiast to a seasoned financial advisor dedicated to demystifying finance for hardworking professionals. Nick shares personal anecdotes, his passion for financial planning, and the importance of having a tailored strategy. This episode introduces you to Nick’s unique approach to financial advising, combining honesty, humor, and a client-centric mindset to help you feel more confident and in control of your financial future.

This episode covers:

Nick’s journey from stock market games in Lincoln, Rhode Island to becoming a trusted financial advisor
The importance of personalized financial plans over one-size-fits-all solutions
Nick’s approach to demystifying complex financial concepts with humor and clear communication
Real-world examples highlighting the significance of long-term financial planning
And more

Connect with Nicholas St. George:

About Nicholas St. George:

Nick is a North Carolina-based advisor who coordinates the financial affairs of a select group of families and individuals. With a background in compliance, he applies strong analytical skills and attention to detail to help clients identify risks and plan for their financial futures. His mission is to help clients achieve their personal and financial goals through comprehensive support, customized planning, and exceptional service.

Nick began his financial services career after earning a Finance degree from Bryant University. He holds several certifications, including Chartered Retirement Planning Counselor℠ (CRPC®), CERTIFIED FINANCIAL PLANNER™ (CFP®), and Certified Plan Fiduciary Advisor (CPFA).

Nick lives in Denver, NC, with his wife Kelly and their two children, Bo and Caroline. In his free time, he enjoys playing golf and hockey.

Podcast: Play in new window | Download | Embed

Subscribe: Apple Podcasts | RSS | More