Uncategorized – Un Eff Your Finances

Mastering Money: How to Un Eff Your Finances (Ep. 4)

By Un Eff Your Finances | December 5, 2024

How can you keep your cool when financial chaos hits? Tune into this episode where Nicholas St. George dives into the financial blunders you didn’t know you were making and how to fix them with simple, practical advice.

In this episode, Nicholas tackles some of the common financial mistakes people face when managing their money and how to sidestep them. From the pitfall of lending retirement money to grown-up kids to the trap of watching your account balance every day – Nick shares the details with a blend of humor, real stories, and no-nonsense advice.

Nicholas discusses:

(01:19) Why lending money from your retirement savings to adult children might not be such a great idea
(04:58) The pros and cons of checking your account balances too often
(09:07) The importance of regular portfolio rebalancing
(12:29) How comparing your investments to your friends and family’s can lead to trouble
(17:07) Keeping emotions in check during market fluctuations

Feel the financial frenzy but want to keep it mellow? Tune in and start un-effing your finances today!

Connect with Nicholas St. George:

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Year-End Financial Planning: Get Ahead Before the Holidays Hit (Ep. 3)

By Un Eff Your Finances | November 21, 2024

What if December 31st is knocking at your door, and suddenly you realize you haven’t checked off your financial to-do list? Don’t worry; we’ve got you covered! Tune into this episode of Un Eff Your Finances with Nicholas St. George as we break down the essentials of year-end planning.

In this episode, Nicholas covers everything you need to know about smoothing out your financial journey before the year closes. With a focus on year-end planning, this episode lends a helping hand with a mix of humor and straightforward advice. It’s not about having a crystal ball, but it’s close!

Nicholas discusses:

(02:38) Maximizing retirement contributions and why a job switch could make it tricky
(04:16) The scoop on capital gains and tax loss harvesting
(07:30) How smart charitable contributions can save you on taxes while doing good
(10:12) Why reviewing your budget and savings goals is a must, even when things are peachy
(15:14) Updating estate plans so your assets go where you intend them to
(20:32) How insurance coverage checkups can be as crucial as that fire extinguisher you’ve never used
(23:23) Tackling tax liabilities head-on to prevent any unpleasant April surprises

Get ready to tick off your financial checklist with us – and remember, procrastination is your wallet’s worst enemy!

Connect with Nicholas St. George:

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Uncovering Financial Skeletons: How Nick Can Help You Un Eff Your Finances (Ep. 2)

By Un Eff Your Finances | November 7, 2024

“Un Eff Your Finances” is not just a catchy name; it’s a mission to rescue your money from chaos with personalized, professional advice.

In this episode, Nicholas St. George dives into the story behind the name of the podcast, sharing a personal anecdote about the trials and tribulations of naming things. Nick also breaks down the importance of tailored financial planning and shares real-world examples of financial “eff-ups” and how to avoid them, all while adding a healthy dose of humor and honesty.

Nicholas discusses:

The story behind why the podcast is named “Un Eff Your Finances”
The financial mistakes even smart people make and how to avoid them
Why a one-size-fits-all approach to finance is a recipe for disaster
How personalized planning can save the day
The importance of constant communication and trust in the advisor-client relationship
And more

Connect with Nicholas St. George:

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Meet Nicholas St. George – The Man Who Wants to Help Un Eff Your Finances (Ep. 1)

By Un Eff Your Finances | November 7, 2024

A childhood fascination with GI Joe and Madden NFL could shape a financial advisor’s career; who knew?

In this premier episode of Un Eff Your Finances, host Nicholas St. George takes us on his journey from a young stock market enthusiast to a seasoned financial advisor dedicated to demystifying finance for hardworking professionals. Nick shares personal anecdotes, his passion for financial planning, and the importance of having a tailored strategy. This episode introduces you to Nick’s unique approach to financial advising, combining honesty, humor, and a client-centric mindset to help you feel more confident and in control of your financial future.

This episode covers:

Nick’s journey from stock market games in Lincoln, Rhode Island to becoming a trusted financial advisor
The importance of personalized financial plans over one-size-fits-all solutions
Nick’s approach to demystifying complex financial concepts with humor and clear communication
Real-world examples highlighting the significance of long-term financial planning
And more

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About Nicholas St. George:

Nick is a North Carolina-based advisor who coordinates the financial affairs of a select group of families and individuals. With a background in compliance, he applies strong analytical skills and attention to detail to help clients identify risks and plan for their financial futures. His mission is to help clients achieve their personal and financial goals through comprehensive support, customized planning, and exceptional service.

Nick began his financial services career after earning a Finance degree from Bryant University. He holds several certifications, including Chartered Retirement Planning Counselor℠ (CRPC®), CERTIFIED FINANCIAL PLANNER™ (CFP®), and Certified Plan Fiduciary Advisor (CPFA).

Nick lives in Denver, NC, with his wife Kelly and their two children, Bo and Caroline. In his free time, he enjoys playing golf and hockey.

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Un Eff Your Finances Coming Soon

By Un Eff Your Finances | October 4, 2024

Welcome to Un Eff Your Finances, where we don’t eff around and find out, we plan for the unexpected. Hosted by Nicholas St. George, founder of St. George Wealth Management, this show is designed for the busy professional who needs straightforward, honest advice on making the most of their finances.

With a focus on retirement income planning, Nicholas covers a wide range of topics, from Roth conversions and tax questions to debunking financial myths and sharing real-life stories of what not to do. Known for his ability to explain complex topics in a way that anyone can understand, Nicholas ensures that each episode leaves you feeling empowered and informed.

Whether you’re driving to work, hitting the gym, or just taking a break, Un Eff Your Finances is here to make finance fun and accessible. Join us for a dose of humor, storytelling, and practical tips that will help you take control of your financial future.

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