Tag: Emotional Reactions To Market Fluctuations

Fall Money Fire Drill Episode #26

Fall Money Fire Drill Episode #26

🔥 Fall Money Fire Drill: Time to Un-Eff Your Finances 🍁💸

It’s that time again — the leaves are falling, pumpkin spice is attacking everything, and your money might be feeling a little… crispy around the edges.

So here’s your 5-step Fall Money Fire Drill to go from Hot Mess Express to Game Day Ready:

1️⃣ Cash-Flow Reset – Give your money a job. Bills. Buffer. Goals. (No freeloaders allowed.)
2️⃣ Subscription Sweep – Those “free trials” that grew into $14.99 zombies? Time to cancel ’em.
3️⃣ Debt & Rate Reality Check – Anything over 7% interest is your enemy. Choose your weapon: Avalanche or Snowball.
4️⃣ Safety Nets You’ll Actually Use – Beneficiaries, insurance, credit freeze, digital vault. Do it before Netflix asks if you’re still watching.
5️⃣ Tax Moves Now, Not December – 401(k) match, HSA, Roth check, and maybe a DAF play if you’re feeling generous and strategic.

💥 Run this checklist and your finances go from chaos to calm — no New Year’s resolutions required.

👇 Comment “CHECKLIST” and I’ll send you the full Un-Eff Your Finances: Fall Money Fire Drill guide.

Volatility Isn’t the Enemy

Volatility Isn’t the Enemy

Volatility Isn’t the Villain—Your Reaction Might Be

⚠️ Breaking news: The market went down.
🎉 Also breaking: It went back up. And down again. And… you get the idea.

If market swings give you anxiety and make you want to cash out faster than a kid with birthday money at Target—this one’s for you.

Because here’s the truth: Volatility isn’t the enemy. Panic is.


📉 The Market Is a Roller Coaster—Not a Death Trap

Yes, it goes up and down. But like a roller coaster, unless you jump off mid-ride, you’ll end up back on solid ground. Investors who stay buckled in, even through the loops and dips, historically come out ahead.

🧠 The Cost of Freaking Out

Missing just a handful of the best market days can crush your long-term returns. And spoiler alert: those “best days” often come right after the worst ones. Selling out during chaos feels safe… until you realize you locked in your losses and missed the rebound party.

🛟 What Should You Do Instead?

  • Stick to your plan.

  • Don’t try to outsmart the headlines.

  • And for the love of compounding interest—don’t turn your portfolio into a panic button.


🎙️ In the latest Real Talk audio, I break down exactly why staying invested matters, how volatility can actually be your friend (yep), and why your financial future deserves more than emotional decision-making.


Bottom line:
The market will swing. That’s its job.
Your job? Stay grounded. Stay invested. Stay smart.

Let’s un-eff your finances—one mindset shift at a time.

#UnEffYourFinances #VolatilityIsNormal #StayInvested #GameChangersAndWealthBuilders #RealTalkMoney #BehavioralFinance #LongTermWins

Mastering Money: How to Un Eff Your Finances (Ep. 4)

Mastering Money: How to Un Eff Your Finances (Ep. 4)

How can you keep your cool when financial chaos hits? Tune into this episode where Nicholas St. George dives into the financial blunders you didn’t know you were making and how to fix them with simple, practical advice.

In this episode, Nicholas tackles some of the common financial mistakes people face when managing their money and how to sidestep them. From the pitfall of lending retirement money to grown-up kids to the trap of watching your account balance every day – Nick shares the details with a blend of humor, real stories, and no-nonsense advice.

Nicholas discusses: 

  • (01:19) Why lending money from your retirement savings to adult children might not be such a great idea
  • (04:58) The pros and cons of checking your account balances too often
  • (09:07) The importance of regular portfolio rebalancing
  • (12:29) How comparing your investments to your friends and family’s can lead to trouble
  • (17:07) Keeping emotions in check during market fluctuations

Feel the financial frenzy but want to keep it mellow? Tune in and start un-effing your finances today!

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