Tag: Financial Empowerment

Navigating Market Pullbacks: What You Need to Know

Navigating Market Pullbacks: What You Need to Know

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What can market pullbacks teach us about investing?

Tune into this round of Un Eff Your Finances, Nicholas St. George dives into the intricacies of market pullbacks. Buckle up as Nick unravels the chaos and gets to the heart of why these pullbacks aren’t just unavoidable but can actually work in your favor!

Nick discusses:

  • (00:03:00) The normalcy of market pullbacks and how history shows they’re nothing to fear
  • (00:06:04) Strategies to use pullbacks to your advantage through smart planning
  • (00:08:16). Keeping emotions in check during volatile times and sticking to your plan
  • (00:14:3) The impact of inflation on spending power and why long-term growth is vital
  • (00:25:20) The importance of having a solid and adaptable financial plan in place

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Real Talk on Taxes with Anthony R. Ruffalo (Ep. 9)

Real Talk on Taxes with Anthony R. Ruffalo (Ep. 9)

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Wondering how to navigate your tax forms this season without losing your cool—or your cash? Don’t worry, we’re here to break it down.

In this episode, Nicholas St. George teams up with Anthony Ruffalo, a social media legend and financial advisor, to get real about taxes and smart financial planning. Join us for full transparency and a few good laughs as Nicholas and Anthony help un-eff your finances just in time for tax season.

Nicholas and Anthony discuss: 

  • (05:02) Deductible Dilemmas: Understanding what you can and can’t deduct
  • (12:42) Tax Time Preparedness: Anthony shares practical advice on not getting blindsided by missing paperwork
  • (15:11) Tax Loss Harvesting: Why selling a loss might be your new favorite strategy
  • (26:54) RMDs and Tax Planning: Simplifying your taxes in retirement planning
  • And more

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About our Guest: 

Anthony R. Ruffalo is a CERTIFIED FINANCIAL PLANNER™ Practitioner. The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold a CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, only 62,000 individuals have obtained CFP® certification in the United States.

Anthony holds the series 24, 7, 66 securities licenses through LPL Financial as well as Life, Health, Long Term Care, Medicare Supplement, and Annuity licensures.

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Avoiding Financial Train Wrecks with Eric Woodraska (Ep. 8)

Avoiding Financial Train Wrecks with Eric Woodraska (Ep. 8)

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Ever wonder why your retirement portfolio might resemble a messy clearance aisle at TJ Maxx?

In this episode, Nick St. George sits down with Eric Woodraska, Client Portfolio Manager from Helios, a financial wizard who knows his way around a portfolio like no other! They dig into the good, the bad, and the downright “what were they thinking” moments of investment management. This conversation is brimming with real-life portfolio mishaps and tips to steer clear of those financial train wrecks. Plus, it’s not all business – find out their bourbon favorites, because hey, life’s about balance, right?

Nicholas and Eric discuss: 

  • (02:12) The risks of concentrating investments in one fund family and how diversification should really look  
  • (06:28) A simple guide to understanding fund performance metrics, from flashy returns to actual sustainability 
  • (13:45) How to avoid the ‘latest-and-greatest’ investment traps and stick to what’s proven 
  • (22:01) The impact of risk tolerance on portfolio choices, especially during unpredictable markets 
  • And more

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Nicholas St George, CFP®, CRPC®, CPFA Direct 828-481-8836

www.stgeorgewealth.com

Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor. Member FINRA & SIPC. For hyperlinks to FINRA and SIPC, please refer to links section.

The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

SIPC https://www.sipc.org/

FINRA https://www.finra.org/#/

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