Humor in Finance – Un Eff Your Finances

Navigating Financial Challenges: Expert Tips for Busy Professionals (Ep. 12)

By Un Eff Your Finances | March 27, 2025

What’s the secret sauce for building wealth while juggling life’s chaos?

Nick St. George from St. George Wealth Management kicks off the latest episode of Un Eff Your Finances with an engaging discussion on the importance of a structured financial plan for busy executives and business owners. With a mix of humor and expertise, he breaks down why starting early is key, the risks of an unstructured approach, and how failing to plan is essentially planning to fail. This episode dives into the mindset of strategic achievers—those who are too busy to manage every financial detail but want their money to work just as hard as they do.

Nicholas discusses:

(00:02:22) Strategic financial planning for busy professionals
(00:04:20) The importance of starting retirement savings early
(00:06:13) Real-life investment missteps and successes
(00:12:27) Creating a flexible financial game plan
(00:20:03) The role of a financial advisor in managing emotions and legacy planning

Connect with Nicholas St. George:

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Avoiding Financial Train Wrecks with Eric Woodraska (Ep. 8)

By Un Eff Your Finances | January 30, 2025

Ever wonder why your retirement portfolio might resemble a messy clearance aisle at TJ Maxx?

In this episode, Nick St. George sits down with Eric Woodraska, Client Portfolio Manager from Helios, a financial wizard who knows his way around a portfolio like no other! They dig into the good, the bad, and the downright “what were they thinking” moments of investment management. This conversation is brimming with real-life portfolio mishaps and tips to steer clear of those financial train wrecks. Plus, it’s not all business – find out their bourbon favorites, because hey, life’s about balance, right?

Nicholas and Eric discuss:

(02:12) The risks of concentrating investments in one fund family and how diversification should really look
(06:28) A simple guide to understanding fund performance metrics, from flashy returns to actual sustainability
(13:45) How to avoid the ‘latest-and-greatest’ investment traps and stick to what’s proven
(22:01) The impact of risk tolerance on portfolio choices, especially during unpredictable markets
And more

Connect with Nicholas St. George:

Connect with Eric Woodraska:

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Meet Nicholas St. George – The Man Who Wants to Help Un Eff Your Finances (Ep. 1)

By Un Eff Your Finances | November 7, 2024

A childhood fascination with GI Joe and Madden NFL could shape a financial advisor’s career; who knew?

In this premier episode of Un Eff Your Finances, host Nicholas St. George takes us on his journey from a young stock market enthusiast to a seasoned financial advisor dedicated to demystifying finance for hardworking professionals. Nick shares personal anecdotes, his passion for financial planning, and the importance of having a tailored strategy. This episode introduces you to Nick’s unique approach to financial advising, combining honesty, humor, and a client-centric mindset to help you feel more confident and in control of your financial future.

This episode covers:

Nick’s journey from stock market games in Lincoln, Rhode Island to becoming a trusted financial advisor
The importance of personalized financial plans over one-size-fits-all solutions
Nick’s approach to demystifying complex financial concepts with humor and clear communication
Real-world examples highlighting the significance of long-term financial planning
And more

Connect with Nicholas St. George:

About Nicholas St. George:

Nick is a North Carolina-based advisor who coordinates the financial affairs of a select group of families and individuals. With a background in compliance, he applies strong analytical skills and attention to detail to help clients identify risks and plan for their financial futures. His mission is to help clients achieve their personal and financial goals through comprehensive support, customized planning, and exceptional service.

Nick began his financial services career after earning a Finance degree from Bryant University. He holds several certifications, including Chartered Retirement Planning Counselor℠ (CRPC®), CERTIFIED FINANCIAL PLANNER™ (CFP®), and Certified Plan Fiduciary Advisor (CPFA).

Nick lives in Denver, NC, with his wife Kelly and their two children, Bo and Caroline. In his free time, he enjoys playing golf and hockey.

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